Payment Methods / In person
Payment method
Accept Tap to Pay (Contactless)
Take contactless cards and phone wallets with a single tap.
What is Tap to Pay (Contactless)?
Tap to pay is contactless acceptance — customers tap a contactless card or a phone/watch wallet against your terminal instead of dipping or swiping. It uses the same secure, tokenized chip technology as EMV, just wirelessly over NFC.
Why accept Tap to Pay (Contactless)?
- The fastest way to take an in-person payment — no dip, no signature on small tickets
- Now the default for many shoppers; not accepting it feels dated
- Low fraud thanks to dynamic, EMV-grade data
- Works with both contactless cards and every major phone wallet
How to accept Tap to Pay (Contactless) with Xray Payment
Every modern terminal we offer accepts contactless out of the box, and on newer phones we can even turn your device into a contactless reader with Tap to Pay — no extra hardware. Tell us how you sell and we'll match the right option.
Get set up →Related — In person