Switch off Shopify. Keep the store, lose the tax.
Shopify, Woo, and BigCommerce charge you for the platform and take a cut of every sale — then penalise you for using your own processor. Discovery Shop flips it: XRay is your processor and your CRM, so the store rides free on the payments you already take. We beat your processing bill and hand you the storefront for it.
You're paying for your store twice.
Every hosted platform rents you software and skims the payment. Discovery Shop is built by a payments company, so the software is the free part.
The platform fee
$39 to $399 a month before you sell a thing — and it climbs every time you need a real feature. On Discovery Shop the platform is $0; it's included with your processing.
The payments penalty
Use anyone but Shopify Payments and Shopify adds 0.5%–2% to every order — on top of what your processor already charges. That surcharge alone can dwarf the plan fee. It doesn't exist here.
We are the processor
XRay boards you on your own merchant account and settles every sale there. Because the processing is the business model, the storefront, POS, and CRM come with it — and we still beat the bill you pay today.
The Switch Calculator
Tell us where you sell today. We'll estimate what the platform tax is costing you — and what the same volume looks like on Discovery Shop.
Keep the back office you already run.
Discovery Shop plugs into the systems your business is built on — and routes the processing onto your MID, so you get the residual back on volume that used to leak to someone else.
Checkout Champ
Run your funnels, rebills, and fulfilment on Konnektive / Checkout Champ exactly as you do now — with the transactions flowing through an XRay MID. Products map by CPID; in-person and gift-covered orders re-sync into your CRM.
QuickBooks AR
Connect QuickBooks Online or Desktop, pull open invoices to a hosted pay page on your own MID, and post the payment straight back so the books reconcile. A Biller-Genie-class AR automation without the third party.
Healthcare AR
For practices: connect athenahealth, Open Dental, or DrChrono, pull patient balances, collect on the practice's own MID with text-to-pay and dunning, then post the payment back to the ledger. Rectangle-Health-style, minus the markup.
Not just a shop.
The same payments-native platform runs a retail store, a church giving program, or a sports club — flip a mode, not a whole new tool.
Shop
A full Shopify-class store — catalog, variants, subscriptions, gift cards, wholesale pricing, returns, and a hosted checkout that re-prices on the server so totals can't be forged.
Church giving
Funds, recurring tithes, cover-the-fees, text-to-give, kids check-in, and giving statements — every gift settling on the church's own MID. See the church platform →
Sports clubs
Rosters, free RSVP, registration, payment plans, schedules, and game-day scoring — the TeamSnap features that are paywalled elsewhere, on your rails. See the club platform →
Everything a modern store needs — in the box.
No app store to shop, no per-feature upgrade tier. It's all part of the platform your processing pays for.
In-person POS
Ring up counter and field sales on the same catalog with the Register, a self-service Kiosk, and card-present terminals. Online and in-person roll up into one order list and one report.
Revenue recovery
When a recurring card expires or declines, smart dunning retries on a schedule, emails a login-free card-update page, and recovers the charge — the processor moat that off-platform builders can't touch.
Subscriptions
Sell weekly-to-annual plans that bill on your own MID, with occurrence caps, proration, and the same dunning that powers revenue recovery.
Store designer
A drag-and-drop page builder with 100+ categorised templates, live preview, free stock photos, and AI-written copy. Design a full multi-page site, not a single landing page.
"Copy my site"
Mirror your existing website — pages, images, styles, and published products — into a Discovery Shop draft you launch in minutes. Move over without rebuilding from scratch.
SEO & analytics
Per-product pages with Product schema, sitemaps, meta control, first-party traffic and conversion analytics, plus "products that sell together" insights — the discoverability half most builders skip.
Cancel the monthly app subscriptions.
The tools you bolt onto Shopify — and pay for every month — are just features here. One platform, one bill.
Live in days, not a rebuild.
Confirm the savings
We review a recent statement, board you on your own MID, and lock in the rate the Switch Calculator estimated.
Bring your store over
Copy your existing site or start from a template. Products, pages, and branding come with you.
Flip it on
Point your domain, go live, and cancel the platform + app subscriptions you no longer need.
The switch, answered.
Is Discovery Shop really cheaper than Shopify?
For most stores, yes — because you stop paying for the platform twice. Shopify charges a monthly plan fee and a payments cut, and adds a penalty of 0.5%–2% if you bring your own processor. On Discovery Shop the store is included with the processing you already need, and XRay processes on your own merchant account, so both the plan fee and the penalty go to $0. Run the Switch Calculator above for an estimate on your numbers.
How does XRay make money if the store is free?
On the processing — the same processing you pay for today no matter which platform you use. Because XRay is your payment processor and your CRM, we can give you the storefront, POS, subscriptions, and the whole app stack at no extra platform fee and still come out ahead of what you send Shopify or your current processor every month.
Do I have to change my processor or bank?
Payments settle to your own merchant account (MID). If you already process with XRay you are ready to go; if not, our team boards you first and confirms your exact rate against a recent statement before you switch anything.
Can I move my existing store over without rebuilding it?
Yes. "Copy my site" mirrors your current website — pages, images, styles, and products where they are published — into a Discovery Shop draft you edit and launch. You can also start from one of 100+ templates in the drag-and-drop store designer.
What about the apps I pay for on top of Shopify?
Loyalty, helpdesk, email + SMS marketing, reviews, abandoned-cart recovery, gift cards, wholesale pricing, and subscriptions are built in — not paid add-ons. Switching typically lets you cancel a stack of monthly app subscriptions on top of the platform savings.
Can I sell in person too?
Yes. The same catalog powers an in-person Register (POS), a self-service Kiosk, and card-present terminals, all charging your own MID. Online and in-person orders roll up into one list and one set of analytics.
Is this only for retail shops?
No. Discovery Shop runs three verticals on one engine — Shop, Church giving, and Sports Clubs — plus specialised plug-ins for Checkout Champ (Konnektive) merchants, QuickBooks accounts-receivable, and healthcare patient balances.