Funds an acquirer holds back from a merchant's deposits to cover potential future chargebacks or losses, common for higher-risk accounts. A rolling reserve holds a percentage of each batch for a set period.
Why it matters for your business
Terms like Reserve aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.
See what you're really paying →Related — Risk & Compliance