Payments Glossary  /  Risk & Compliance
Payments glossary

Dispute

A customer's challenge to a transaction, which can lead to a chargeback if unresolved. Merchants can fight disputes with evidence (a "representment").


Why it matters for your business

Terms like Dispute aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.

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