Payments Glossary  /  Risk & Compliance
Payments glossary

Representment

The process of contesting a chargeback by submitting evidence — receipts, delivery proof, or communications — to show the charge was valid. Winning a representment returns the disputed funds.


Why it matters for your business

Terms like Representment aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.

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