A flat fee a merchant may add for paying through an alternative channel (for example, paying a bill online instead of in person). Unlike a surcharge, it is tied to the channel, not the card, and has its own network rules.
Why it matters for your business
Terms like Convenience fee aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.
See what you're really paying →Related — Pricing & Fees