Payments Glossary  /  Pricing & Fees
Payments glossary

Cash discount

A program that posts a single, higher list price and gives customers who pay with cash a discount at the register, offsetting card-processing costs. Done compliantly, it can bring a merchant's effective processing cost close to zero.


Why it matters for your business

Terms like Cash discount aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.

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Know the terms. Now know your rate.

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