Payment Methods  /  Buy now, pay later
Payment method

Accept Klarna

A popular pay-in-installments option at online checkout.

What is Klarna?

Klarna is a Buy Now, Pay Later provider that lets shoppers pay in interest-free installments or defer payment, while you receive the full sale amount upfront. Klarna handles the customer's repayments and credit risk.

Why accept Klarna?

  • Recognized brand that shoppers actively look for at checkout
  • Lifts conversion and average order value on considered purchases
  • You're paid upfront; Klarna owns the repayment risk
  • Strong fit for retail, fashion, and higher-ticket ecommerce

How to accept Klarna with Xray Payment

We can add Klarna as a checkout option through your ecommerce integration. Ask us whether it fits your catalog and margins.

Get set up →
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Take the payments your customers want to use.

Tell us how you sell and we'll set you up to accept Klarna — and everything else — at a fair rate.