Quick Service accepting card payments with Xray Payment
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Quick Service · Merchant services

Coffee shops, food trucks & counter service

In quick service, every second at the counter is money walking away. You need a system that scans, tips, and prints in one motion — and keeps running when the venue Wi-Fi flakes at peak. Xray configures QSR accounts so the line moves at the speed of the customer, not the speed of the terminal.

2.1%
Effective rate we deliver on QSR averages
$12
Typical average ticket
8 sec
Tap-to-pay end-to-end time on Clover Flex
0 down
Offline-mode transactions queue and post when back online
The pain

Why generic processing fails Quick Service.

⚠

Customers walk when the line is six deep

Slow swipes, fumbled tip prompts, and "please insert card again" cost you the order behind the order.

⚠

Tips that no one asks for

Default 0% on the screen is leaving thousands on the table. The right prompt converts.

⚠

Venue Wi-Fi that dies at peak

Concert lots, festivals, food halls — the terminal that won't connect costs you 40% of revenue for an hour.

⚠

Online ordering you don't own

DoorDash takes 30%. You need a "skip the line" flow on YOUR domain.

How we fix it

What Xray actually configures for Quick Service.

✓

Single-tap tap-to-pay flow

Total → tap → tip selection → done. No "insert" detour, no swipe fallback unless the chip fails three times.

✓

Smart tip presets that convert

We A/B-test 15%/20%/25% vs $1/$2/$3 vs round-up — and tune to what works for your average ticket.

✓

Offline mode that doesn't skip a transaction

Clover and Valor terminals queue transactions locally and post when reconnected — no manual re-entry.

✓

Branded online ordering on your domain

Order-ahead at order.yourshop.com with mobile pay, scheduled pickup, and direct-to-KDS — no marketplace cut.

Programs we run

Configured on your account before activation.

  • Cash discount — automatic 3.99% discount on cash, transparent on receipt
  • Surcharge on credit cards (debit still pays the cheaper rate)
  • Auto-batch settlement at midnight — no end-of-day routine for the manager
  • Recurring monthly subscriber programs (coffee subscriptions, etc.)

Software & integrations

Bidirectional, real-time wherever supported.

  • Clover Online Ordering (your domain, your customer data)
  • DoorDash Drive, Uber Direct (delivery without 30% commissions)
  • QuickBooks, Xero
  • When I Work / 7shifts scheduling
  • Square Inventory imports (if migrating)
Built for the work

Features tuned for Quick Service.

✓ Customer-facing tip prompts on every terminal
✓ Item-level inventory with low-stock alerts
✓ Branded gift cards (physical or digital)
✓ Loyalty program — buy 10, get the 11th free
✓ Skip-the-line mobile ordering on your domain
✓ Offline mode — transactions queue when Wi-Fi drops
✓ Receipt SMS and email — capture customer contact every time
A day in the life

What it looks like on a Tuesday.

Saturday morning rush at a busy coffee shop: barista hits four items on Clover Flex, hands it forward, customer taps with Apple Pay, selects 20% tip, gets an SMS receipt — total time: 11 seconds. Drive-thru lane runs a second Flex with the same SKUs. By 10 AM, mobile orders are stacking up in the KDS from the order-ahead site. Closing shift reconciles in two minutes — Clover handles the batch, tips, and bank deposit automatically.

What everyone else misses

Why generic processors fall short.

Generic processors price QSR like full-service restaurants — but QSR averages $12, not $48. Per-transaction fees that don't scale eat your margin. Worse: most "flat-rate" plans hide a $0.10-per-transaction fee that costs a coffee shop 80 cents per dollar of revenue. Xray prices QSR on interchange-plus, where the $0.10 becomes $0.04 and the percentage drops with volume.

$
What this saves you

The actual math.

A coffee shop doing $400K/year on a flat-rate "2.6% + $0.10" plan pays about $14,000 in fees PLUS gives up the $0.10 on every $4.50 latte (4,000+ transactions/month means $4,800/year just in flat fees). We move you to interchange-plus and save typically $3-5K/year on a $400K business — plus the new tip prompts add real money to your staff.

FAQ

Quick Service questions, straight answers.

Does the terminal work without internet?

Yes — Clover and Valor terminals have offline mode that queues transactions locally and posts them when reconnected. No customer ever sees a decline.

Can I run a coffee subscription?

Yes — recurring billing is included. Sell a "12 coffees a month for $39" plan, charge automatically, redeem at the counter.

What about food trucks with no fixed location?

Clover Flex with 4G LTE works anywhere with cell service. Battery lasts a full shift on one charge.

Will I get tips?

The default tip prompt on our terminals converts 65-78% of customers to tip — typically 15-18%. We tune the presets based on your average ticket.

Ready to set up Quick Service processing the right way?

Bring your last statement and we'll send a custom rate quote in under 24 hours — no obligation, no boilerplate. We'll spec the hardware, configure the programs, and have you live in 3 business days.