Payments Glossary  /  Processing & Technology
Payments glossary

Tokenization

Replacing a card number with a random, meaningless "token" that can be stored and reused safely. Because the token is worthless if stolen, tokenization shrinks PCI scope and protects stored payment data.


Why it matters for your business

Terms like Tokenization aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.

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