Payments Glossary  /  Cards & Networks
Payments glossary

Digital wallet

An app that stores a customer's cards for tap-to-pay or online checkout, such as Apple Pay, Google Pay, or Samsung Pay. Wallet transactions are tokenized, so the real card number isn't shared with the merchant.


Why it matters for your business

Terms like Digital wallet aren't just jargon — they sit behind what you actually pay to accept payments. Understanding them is the difference between reading your statement and being at the mercy of it. If you're not sure how this shows up in your own costs, the fastest way to find out is to have someone read your statement line by line.

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